Overview
Tradeify offers three pathways: Lightning Funded (straight to sim funded, no evaluation), Advanced Challenge (static drawdown after passing), and Growth Challenge (EOD trailing drawdown). Lightning accounts uniquely pay 100% of first $15,000 profits to trader, then 90% thereafter. All accounts feature $1,000 minimum payout, 10 trading days required between payouts, and 35% consistency rule. Fast payout processing at 24-48 hours. Maximum 5 sim funded accounts allowed.
Traders who want to skip evaluations (Lightning), prefer faster access to payouts with generous profit splits, or want to scale to 5 accounts. 100% of first $15k profits makes Lightning accounts extremely attractive.
Account Types Explained
Lightning Funded (Straight to Sim Funded)
Skip the evaluation entirely and start earning immediately. Lightning accounts offer the best profit split in the industry: 100% of first $15,000 profits goes to you, then 90% thereafter. No evaluation phase means no proving period - just start trading. Uses EOD trailing max drawdown. Progressive consistency rule starts at 20% for first payout and increases. Available in $25k, $50k, $100k, $150k sizes.
- 100% of first $15,000 profits
- 90% profit split after $15k
- No evaluation required
- EOD trailing max drawdown
- Progressive consistency rule (starts 20%)
- Minimum $1k payout
- 10 trading days between payouts
- Higher upfront cost but immediate access
Advanced Challenge
Traditional evaluation-based account. Once you pass the Advanced challenge, you receive an Advanced Sim Funded account. Key benefit: max drawdown becomes static when liquidation threshold reaches $100 plus initial balance (e.g., $50,100 on 50k plan). This means your drawdown stops trailing once you hit this threshold. 90% profit split on sim funded account.
- Requires passing evaluation first
- Static drawdown after reaching threshold
- 90% profit split
- 35% consistency rule
- Minimum $1k payout
- 10 trading days between payouts
- Lower upfront cost than Lightning
Growth Challenge
Evaluation-based account with EOD trailing drawdown throughout. After passing Growth challenge, you receive a Growth Sim Funded account where max drawdown becomes static at $100 plus initial balance. EOD trailing means drawdown adjusts daily based on end-of-day balance. Available in $50k, $100k, $150k sizes. 90% profit split on sim funded account.
- Requires passing evaluation first
- EOD trailing drawdown during challenge
- Static drawdown after passing (at threshold)
- 90% profit split
- 35% consistency rule
- Minimum $1k payout
- 10 trading days between payouts
Pricing Breakdown
Prices shown include 30% discount with code RT (verified Oct 2025).
| Account | Price (w/ RT code) | Account Size | Profit Split | Evaluation |
|---|---|---|---|---|
| $25K - Lightning | $244 | $25,000 | 100% first $15k / 90% after | No eval |
| $50K - Lightning | $356 | $50,000 | 100% first $15k / 90% after | No eval |
| $100K - Lightning | $440 | $100,000 | 100% first $15k / 90% after | No eval |
| $150K - Lightning | $510 | $150,000 | 100% first $15k / 90% after | No eval |
| $50K - Advanced | $173 | $50,000 | 90% after passing | Required |
| $100K - Advanced | $201 | $100,000 | 90% after passing | Required |
| $150K - Advanced | $215 | $150,000 | 90% after passing | Required |
| $50K - Growth | $83 | $50,000 | 90% after passing | Required |
| $100K - Growth | $149 | $100,000 | 90% after passing | Required |
| $150K - Growth | $203 | $150,000 | 90% after passing | Required |
Key Advantages
- Lightning: 100% of first $15k profits - Unmatched in the industry. You keep ALL of the first $15,000 you earn, then 90% thereafter. No other firm offers this.
- Skip evaluations with Lightning - No proving period, no profit targets to hit. Pay more upfront, start trading immediately.
- Fast payout processing - 24-48 hours after approval. Some traders report funds in bank within minutes of approval.
- Scale to 5 sim funded accounts - Maximum 5 total accounts (any combination of Lightning, Advanced, Growth). Higher limit than many competitors.
- Static drawdown after threshold - Advanced/Growth accounts: drawdown stops trailing once you reach $100 above initial balance. More predictable risk management.
- Multiple payout windows per month - More flexibility in requesting payouts compared to strict bi-weekly-only firms.
Important Considerations
- $1,000 minimum payout - Designed for serious traders building consistent profitability. Works best with larger account sizes.
- 10 trading days between payouts - Regular trading cycle ensures sustainable performance. Plan your trading schedule accordingly.
- 35% consistency rule - Promotes steady trading habits over boom-bust patterns. Encourages disciplined approach.
- Lightning premium pricing - Skip evaluation entirely and keep 100% of first $15k. Investment pays off with faster access and higher initial profits.
- Progressive consistency for Lightning - Starts easier (20%) and scales with performance. Gradual structure supports growth.
- Lightning accounts purchased after Sept 12, 2025 have different consistency requirements than older accounts
- Advanced/Growth accounts: drawdown becomes static at $100 above initial balance (e.g., $50,100 on 50k)
- Lightning profit split: 100% first $15k, then 90% after - calculate your expected earnings accordingly
- Live accounts have 90/10 split with daily payout potential (different from sim accounts)
Payout Timeline
Lightning Funded:
- No evaluation - immediate access to sim funded account
- Minimum $1,000 payout required
- Must complete 10 trading days between payout requests
- Progressive consistency rule (starts 20%, increases)
- Processing: 24-48 hours (some traders report minutes)
Advanced & Growth Challenge:
- Pass evaluation first
- Immediately funded upon passing
- Minimum $1,000 payout required
- Must complete 10 trading days between payout requests
- 35% consistency rule
- Processing: 24-48 hours
Who Should Choose Tradeify?
Great fit if:
- Lightning: You want to skip evaluations and keep 100% of first $15k profits
- You can consistently hit $1,000 profit to meet minimum payout
- You can trade 10+ days between payouts (not looking for daily/weekly)
- You want to scale to 5 sim funded accounts
- You appreciate fast payout processing (24-48 hours)
Consider alternatives if:
- You're building toward $1,000 consistency (smaller account sizes may suit you better initially)
- You prefer more frequent payout cycles (look for weekly options)
- You're developing consistent trading patterns (consistency rules help build discipline)
Real Trader Insights
Based on community feedback and payout reports:
- Lightning's 100% first $15k is real: Traders love keeping all initial profits. Makes the higher upfront cost worthwhile for many.
- Fast payouts are legit: Multiple reports of payout approvals in minutes, funds in bank same day. 24-48 hour processing is accurate.
- 10-day rule is restrictive: Traders who want faster payout cycles find this frustrating. Must plan around it.
- $1k minimum filters traders: Smaller accounts struggle to consistently hit $1k. Works better for $100k+ accounts.
- Consistency rule catches people: 35% rule means one big winning day can delay your payout by weeks until you balance it out.
- 5 accounts is useful: Traders appreciate ability to scale multiple accounts compared to 2-3 limit at other firms.
Bottom Line
Tradeify offers three distinct pathways with Lightning Funded standing out for its industry-best 100% of first $15,000 profits. Fast payout processing (24-48 hours), ability to scale to 5 accounts, and flexible payout windows are major advantages. However, $1,000 minimum payout, 10 trading days between requests, and 35% consistency rule require careful planning.
Choose Lightning if you want to skip evaluation and keep 100% of first $15k (then 90% after).
Choose Advanced if you want lower cost and prefer static drawdown after threshold.
Choose Growth if you prefer EOD trailing during challenge with static drawdown after passing.